Cast your vote

Posted 4/18/2025

People have donated upwards of $830,000 to Luigi Mangione for his legal defense as of April 2025. This would imply that some support his alleged actions, with one donor ponying up $36,000. Luigi Mangione is accused of killing UnitedHealthcare CEO Brian Thompson, who was shot to death in December 2024 prior to attending an investor's meeting in New York. Attorney General Pam Bondi is seeking the death penalty in the case after Trump reinstituted capital punishment on the federal level when he came back to office. The murder may have been committed in retaliation to how insurance companies avoid payment of claims, as the words "delay, deny, depose" were written on bullet casings found at the scene of the crime. These words are often associated with a book entitled "Delay, Deny, Defend: Why insurance companies don't pay claims and what you can do about it.”

The phrase outlines what tactics insurance companies often use not to pay claims. Delaying the claim, denying the claim altogether, and/or defending themselves against lawsuits that people may be forced to file. These tactics transcend all forms of insurance, from auto and home to health and life. Homeowners faced these policies when Hurricane Helene struck Florida, causing widespread devastation. Estimated damages were in the neighborhood of 95 to 110 billion dollars. Soon after, Hurricane Milton struck. Insurance companies were scrambling to limit their exposure, abandoning people as if their intentions were never to pay in the first place. Some insurance companies literally packed up and left. Allstate, Farmers, State Farm, Nationwide, Traveler's Insurance, and many others stopped doing business or reduced coverage in California due to the rash of wildfires there... Click Here.

People purchase insurance to avoid financial ruin. In both states, California and Florida, the insurance companies have created a crisis that has people understandably disgruntled. The perception is that insurance companies only expect to collect premiums. An underlying problem is that homeowner’s insurance is generally required by mortgage companies and those that finance a car loan. With the price of medical bills, health insurance is basically a necessity. Like every insurance policy under the sun, the deductible must be met before a single cent will be disbursed. Insurance companies themselves have been the victims of fraud, which they claim has caused an increase in policy premiums. Maybe it’s time for lawmakers to seriously re-evaluate how insurance companies do business and make changes. 

Is paying for insurance worth it?

  • Yes
  • No

Your comments

You have to be logged in to vote
You can't comment until you're logged in